Consumer Finance Platforms
Bring RUC and verified vehicle data into the apps people already use to manage their money
Modern finance platforms help users track spending, automate bills, manage budgets, and organise their financial life from a single place. RUC on Rails allows these platforms to extend that experience into vehicle ownership by offering RUC purchasing inside the app and displaying verified vehicle data without building any of the backend infrastructure. If you sell RUC, you keep the margin.
Add RUC as a natural part of personal financial management
RUC is predictable, recurring, and tied to everyday behaviour. It fits cleanly alongside tools for budgeting, bill payments, and automated reminders.
Finance platforms can:
This increases user engagement without complicating your product.
Use verified vehicle data to create smarter financial insights
Vehicle ownership is one of the largest recurring household costs. The Vehicle Intelligence API gives finance platforms verified information that helps users manage those costs with accuracy.
Platforms can:
This adds a new category of everyday value without maintaining your own data pipelines.
Create new revenue opportunities with minimal effort
Consumer finance platforms grow by adding high utility services that scale cleanly. RUC is one of the rare categories that offers strong recurring revenue potential without operational overhead.
You can:
You control the pricing and the offering. RUC on Rails handles the regulated workflow.
Increase user retention through real world usefulness
When financial platforms help users manage vehicle compliance, they become part of a weekly or monthly routine rather than an occasional utility.
You gain:
RUC becomes a recurring touchpoint that reinforces your platform's value.
Expand your ecosystem without increasing operational burden
Integrating RUC on Rails gives you:
This allows you to offer meaningful new services without increasing complexity.
Become the financial hub that also simplifies vehicle ownership
Users handle their everyday finances and their vehicle compliance in one place.
You unlock additional revenue and deliver consistent value without extra overhead.
And the experience feels natural inside the tools customers already trust.
Finance hub
Vehicle compliance
Revenue growth